Oct 23, 2025
Coinviva Crypto Exchange Review - Features, Fees, and Security

Coinviva Trading Fee Calculator

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Enter a trade amount and type to see fee comparisons.
Exchange Maker Fee Taker Fee Withdrawal Fee
Coinviva 0.10% 0.20% AUD 2.50
Binance 0.02% 0.04% AUD 3.00
Coinbase 0.00% 0.50% AUD 5.00
Kraken 0.00% 0.26% AUD 4.00

Looking for a reliable Coinviva review but finding little online? You’re not alone. Coinviva is a relatively new player in a market dominated by giants like Binance and Coinbase, and most search results skim over its details. This article pulls together everything a trader needs to decide whether to put money on Coinviva - from fees and security to user experience and how it stacks up against the big exchanges.

Quick Takeaways

  • Coinviva is an ASIC‑regulated Australian crypto exchange launched in 2023.
  • Maker fee starts at 0.10 % and taker fee at 0.20 %, with a flat AUD 2.50 withdrawal charge.
  • 95 % of assets are kept in cold storage; 2FA and biometrics protect logins.
  • Supports over 200 cryptocurrencies and offers AUD bank‑transfer deposits.
  • Best for Australian users who prioritize compliance and low fees over massive asset variety.

What is Coinviva?

Coinviva is a cryptocurrency exchange that launched in 2023, targeting Australian users with a focus on low trading fees and robust security measures. The platform operates as a centralized exchange (CEX), meaning it holds users’ assets in custodial wallets and matches buy‑sell orders on an internal order book. Its web portal and mobile app support a range of fiat on‑ramps, allowing Australian dollars to be deposited via bank transfer or credit card.

Key Features

  • Support for over 200 crypto assets, including major coins and a selection of DeFi tokens.
  • Tiered fee schedule that starts at 0.10 % for makers and 0.20 % for takers.
  • Two‑factor authentication (2FA) and biometric login for the mobile app.
  • Cold‑storage of 95 % of user funds in geographically dispersed vaults.
  • Integrated fiat gateway with Australian bank‑transfer support.

How to Get Started

  1. Sign up on the Coinviva website using an email address.
  2. Complete the Know Your Customer (KYC is the verification process that requires a government ID and proof of address) verification. This step is mandatory for any fiat deposit.
  3. Link an Australian bank account or add a credit/debit card.
  4. Deposit AUD and choose a trading pair from the dashboard.
  5. Place a market, limit, or stop order using the built‑in order book is a list of all open buy and sell orders that the exchange matches.
Chibi security guard scanning fingerprint beside icy vaults labeled 95% cold storage and fee icons.

Fee Structure

Trading fees are the charges applied when buying or selling crypto on an exchange, usually expressed as a percentage of the trade value are a primary cost factor for traders. Below is a snapshot of the most common fee tiers.

Coinviva Trading Fee Schedule vs. Major Exchanges
ExchangeMaker FeeTaker FeeDeposit Fee (AUD)Withdrawal Fee (AUD)
Coinviva0.10 %0.20 %FreeAU$2.50
Binance0.02 %0.04 %FreeAU$3.00
Coinbase0.00 %0.50 %FreeAU$5.00
Kraken0.00 %0.26 %FreeAU$4.00

Beyond the standard maker/taker rates, Coinviva charges a flat AUD 2.50 withdrawal fee for most cryptocurrencies, which is competitive compared to the higher rates on Coinbase and Kraken.

Security and Compliance

Security is a top concern for any trader. Coinviva stores the majority of assets in offline cold storage and employs multi‑signature wallets to require multiple approvals for large withdrawals. The platform also runs regular third‑party penetration tests and publishes a security audit summary on its blog.

On the regulatory side, Coinviva has secured an Australian market license is a licence issued by the Australian Securities and Investments Commission that permits the operation of financial market services from the Australian Securities and Investments Commission (ASIC) is the regulator that oversees financial services and market licences in Australia. This means the exchange must adhere to anti‑money‑laundering (AML) rules, maintain segregation of client funds, and provide transparent reporting.

All users must pass KYC verification, which helps the exchange meet AML obligations and reduces the risk of fraudulent accounts.

User Experience and Support

The web interface is clean, with a dark‑mode option and real‑time price charts powered by TradingView widgets. The mobile app mirrors the desktop experience and supports fingerprint login on Android and Face ID on iOS. Customer support is reachable via live chat (available 9 am-6 pm AEST) and a ticketing system that typically replies within 24 hours.

Chibi Australian trader celebrating with AUD bills and Bitcoin, checkmarks for security and low fees, rivals shown nearby.

Comparison with Major Exchanges

When we line up Coinviva against the industry leaders, we see the following differences. Binance is the world’s largest crypto exchange by trading volume, offering a vast range of assets and low fees, Coinbase is a US‑based exchange known for its regulatory compliance and user‑friendly interface, and Kraken is a veteran exchange that emphasizes security and wide fiat support.

To put Coinviva in context, here’s a side‑by‑side look at how it measures up against three industry leaders.

Feature Comparison: Coinviva vs. Binance, Coinbase, Kraken
FeatureCoinvivaBinanceCoinbaseKraken
Supported Cryptocurrencies200+500+250+200+
Australian Dollar On‑rampBank transfer, cardCard onlyBank transferBank transfer
Average Maker Fee0.10 %0.02 %0.00 %0.00 %
Security (Cold Storage %)95 %98 %92 %95 %
Regulatory Licence (AU)Yes (ASIC)NoNoNo
Customer Support Hours9 am-6 pm AEST24/724/724/7

Pros and Cons

  • Pros
    • ASIC‑regulated, giving Australian users extra legal protection.
    • Low maker/taker fees for moderate volume traders.
    • Strong focus on security with high cold‑storage ratio.
    • Local fiat gateway makes AUD deposits quick.
  • Cons
    • Smaller asset selection compared with Binance.
    • Customer support limited to business hours.
    • Less brand recognition, which may affect liquidity on niche pairs.

Final Verdict

If you’re an Australian trader who values regulatory compliance and a straightforward fee schedule, Coinviva offers a solid alternative to the global giants. It may not have the depth of assets or 24/7 support that Binance or Coinbase provide, but its ASIC licence, transparent fees, and emphasis on security make it a trustworthy choice for everyday crypto investors.

Frequently Asked Questions

Is Coinviva safe for storing large amounts of crypto?

Yes. Coinviva keeps about 95 % of user funds in offline, geographically dispersed cold storage and uses multi‑signature wallets for withdrawals, which is comparable to the security standards of the biggest exchanges.

Does Coinviva support fiat deposits in Australian dollars?

Absolutely. Users can fund their accounts via bank transfer (EFT) or credit/debit card, and deposits are processed without fees.

What is the fee for withdrawing Bitcoin from Coinviva?

Coinviva charges a flat AUD 2.50 withdrawal fee for Bitcoin, which is lower than the typical USD 0.0005‑0.001 BTC fees on many larger platforms.

Do I need to complete KYC to trade?

Yes. KYC is required for any fiat‑on‑ramp activity and for withdrawals above certain limits, in line with ASIC’s AML regulations.

Can I use Coinviva on a mobile device?

The exchange offers native iOS and Android apps with fingerprint/Face ID login and full trading functionality.

14 Comments

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    Paul Barnes

    October 23, 2025 AT 08:00

    Coinviva’s low fees sound great, but remember the hidden cost is trusting the Australian regulator to keep your coins safe.

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    John Lee

    October 29, 2025 AT 12:32

    The vibe of Coinviva reminds me of a fresh indie band trying to carve a niche in a city dominated by stadium rock giants. Their ASIC‑regulated badge shines, yet the set‑list of over 200 coins feels like a curated sampler rather than an exhaustive buffet. I appreciate the straightforward fee schedule – it’s like a clear lyric sheet you can actually follow without a translator. If you’re an Aussie trader craving local compliance with a dash of modern UI, give them a spin; just keep an eye on liquidity for those obscure tokens.

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    Jireh Edemeka

    November 4, 2025 AT 18:04

    Ah, the ever‑glorious “new kid on the block” narrative – how original. Coinviva touts 95 % cold storage, yet that’s the industry baseline, not a revolutionary moat. Still, if you enjoy a dash of bureaucracy with your crypto, the mandatory KYC might just be the spice you’re looking for.

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    PRIYA KUMARI

    November 10, 2025 AT 23:36

    Don’t be fooled by the glossy UI – the asset selection is a shadow of the major exchanges. If you need depth on niche pairs, you’ll be left staring at an empty order book.

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    Jessica Pence

    November 17, 2025 AT 05:09

    Coinviva actually does a decent job with the fee structure – maker at 0.10% and taker at 0.20% is pretty fair. The AUD deposit is free which is nice for Aussie users. Just watch out for the flat AU$2.50 withdrawal; it can add up if you move small amounts often.

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    BRIAN NDUNG'U

    November 23, 2025 AT 10:41

    Esteemed members of this community, I would like to highlight the commendable security posture of Coinviva, notably its 95 % cold‑storage allocation. Moreover, the platform’s adherence to ASIC regulations provides an additional layer of legal reassurance. Consequently, I encourage traders seeking a compliant and secure environment to consider this exchange.

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    Donnie Bolena

    November 29, 2025 AT 16:13

    Wow, what a clean interface! The dark‑mode options are sleek, and the mobile app works like a charm, especially with fingerprint login! Plus, the 9‑am‑6‑pm support window is decent for local users, although 24/7 would be perfect! Overall, a solid choice for Aussie traders looking for a straightforward experience.

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    Elizabeth Chatwood

    December 5, 2025 AT 21:46

    looks good but support only during work hours might b a prob for night owls

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    Tom Grimes

    December 12, 2025 AT 03:18

    Hey John, I see you’re optimistic about Coinviva’s UI, but let’s unpack what that actually means for a trader’s daily grind. First, the clean layout is only as good as the depth behind each market; many of the 200‑plus coins suffer from thin order books, leading to slippage on larger orders.
    Second, while the ASIC licence adds a veneer of legitimacy, it also imposes strict KYC/AML limits that can bottleneck fast‑moving capital, something seasoned day‑traders find frustrating.
    Third, the flat AU$2.50 withdrawal fee sounds tiny until you’re moving micro‑amounts of altcoins; the percentage cost balloons dramatically.
    Fourth, the 9‑am‑6‑pm support window aligns with Australian business hours, but crypto never sleeps – a missed ticket on a weekend could cost you dearly.
    Fifth, the mobile app’s biometric login is convenient, yet it relies on the device’s security; a compromised phone could expose your account despite 2FA.
    Sixth, the TradingView charts are robust, but they lack the custom indicator support that power traders rely on for nuanced strategies.
    Seventh, the cold‑storage ratio of 95 % is respectable, yet the remaining 5 % in hot wallets must be managed meticulously to avoid breaches.
    Eighth, the platform’s fee schedule is transparent, but there’s no discount tier for high‑volume traders, unlike Binance’s tiered model.
    Ninth, the fiat on‑ramp via bank transfer is free, which is a plus, but card deposits incur higher fees, something casual users might overlook.
    Tenth, the limited asset list means you may miss out on emerging DeFi tokens that could yield higher returns.
    Eleventh, the order types are basic – market, limit, and stop – lacking advanced features like conditional orders or algorithmic bots.
    Twelfth, community feedback on Reddit points to occasional latency spikes during peak trading hours.
    Thirteenth, regulatory compliance means future policy changes could tighten withdrawal limits without warning.
    Fourteenth, the overall user experience is polished, yet the lack of 24/7 support is a glaring gap when issues arise at odd hours.
    Fifteenth, for an Australian trader focused on security and compliance, Coinviva is a solid entry point, but be prepared to supplement it with other exchanges for depth and flexibility.
    Sixteenth, in short, treat Coinviva as a safe‑harbor for core holdings, not as your sole gateway to the volatile crypto frontier.

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    del allen

    December 18, 2025 AT 08:50

    Thanks for the detailed breakdown, Tom! Pretty helpful 😊

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    Jon Miller

    December 24, 2025 AT 14:23

    Whoa, reading all these comments feels like a blockbuster drama – the plot twists of fees, security, and support are just insane! Keep the vibes coming, folks.

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    Rebecca Kurz

    December 30, 2025 AT 19:55

    Coinviva may claim ASIC oversight, but have you considered that many “trusted” platforms hide back‑door data collection? The flat AU$2.50 fee could be a smokescreen for deeper surveillance! Stay vigilant!!!

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    Nikhil Chakravarthi Darapu

    January 6, 2026 AT 01:27

    The assertion that Coinviva’s Australian licence guarantees safety is naive; any platform can be compromised if national security policies falter. We must prioritize domestic exchanges that align with true national interests, not foreign‑inspired entities.

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    Tiffany Amspacher

    January 12, 2026 AT 06:59

    Isn’t it fascinating how we chase the illusion of security, only to discover it’s a philosophical construct? Coinviva’s compliance might be a mirror reflecting our collective desire for order amid crypto chaos. Yet, perhaps the real question is: do we trade to find freedom or to chase a regulated illusion?

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